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HO-4 insurance is the same thing as renters insurance. The coverage may also be called tenant insurance with some carriers. HO-4 insurance may be the right policy type for you if you rent the ...
Though renters insurance is not required by law in any state, some landlords do require that their tenants have it. There are different types of renters insurance, and what you need could, in part,...
It's moving day, and all of your stuff fits into the back of a medium-sized rental truck. With only one trip between your old and new apartment required, you're happy you don't own very much. Also...
Long-term care insurance can cover home care, assisted living, adult daycare, respite care, hospice care, nursing home, Alzheimer's facilities, and home modification to accommodate disabilities. [3] If home care coverage is purchased, long-term care insurance can pay for home care, often from the first day it is needed.
For example, a resident may receive 30, 60, or 90 days of assisted living or nursing care without an increased charge. Thereafter, residents would pay the market daily rate or a discounted daily rate, as determined by the CCRC, for all assisted living or nursing care required and face the risk of having to pay higher costs for needed care. [12]
The monthly fees rise when further care is needed (assisted living average $4,400; nursing care average $8,200). Pay as you go: Residents pay a lower entrance fee (average $238,000), but initial monthly fees (average $2,000) increase when additional care is needed (assisted living average $4,300; nursing care average $7,700)
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