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Updated December 10, 2024 at 10:46 AM. ... which control about 80% of credit card processing, skipped fee increases in 2020 because of the pandemic and in 2021 under pressure from Congress.
September 30, 2024 at 5:00 PM. ... As the U.S. moves toward a cashless economy, the subject of credit card processing fees passed on by small business sellers becomes more topical.
Updated December 5, 2024 at 6:12 AM. ... In addition, businesses will incur credit card processing fees regardless of what payment system they use. — Getty Images/Milko.
In March 2024, a settlement in the injunctive relief portion of the payment card interchange fee case was announced to reduce what are known as "swipe fees" for merchants in the U.S. This change, set to last five years, was expected to save retailers about $30 billion and mark the end of a long-standing legal battle over antitrust issues ...
Interchange fees have a complex pricing structure, which is based on the card brand, regions or jurisdictions, the type of credit or debit card, the type and size of the accepting merchant, and the type of transaction (e.g. online, in-store, phone order, whether the card is present for the transaction, etc.).
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