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  2. Substantially Equal Periodic Payments (SEPP), explained - AOL

    www.aol.com/finance/substantially-equal-periodic...

    If you’re looking to access your tax-advantaged retirement account before age 59 ½ without incurring a 10 percent penalty, you may be able to do that by setting up a substantially equal ...

  3. Substantially equal periodic payments - Wikipedia

    en.wikipedia.org/wiki/Substantially_equal...

    Substantially equal periodic payments (SEPP) are one of the exceptions in the United States Internal Revenue Code that allows a retiree to receive payments before age 59 1 ⁄ 2 from a retirement plan or deferred annuity without the 10% early distribution penalty under certain circumstances. [1]

  4. Ask an Advisor: We Want to Retire Before Age 59 ½. How Many ...

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    My wife and I plan to retire before age 59 ½. ... Revenue Code that discusses penalty-free access to retirement plans like ... to take money out of your retirement account before age 59 ½, be ...

  5. 8 ways to take penalty-free withdrawals from your IRA ... - AOL

    www.aol.com/finance/8-ways-penalty-free...

    Generally, if you withdraw money from a 401(k) before the plan’s normal retirement age or from an IRA before turning 59 ½, you’ll pay an additional 10 percent in income tax as a penalty. But ...

  6. Early Retirement Hack: A New IRS Rule Lets You Withdraw ... - AOL

    www.aol.com/finance/early-retirement-hack-irs...

    The IRS recently made changes to the amount of money that can be withdrawn each year from retirement accounts before age 59 1/2. ... % penalty rule on early distributions before 59 ½ with a SEPP ...

  7. Types of retirement plans and which to consider - AOL

    www.aol.com/types-retirement-plans-consider...

    To consider: You may be subject to a 10% penalty for withdrawing funds before age 59 ½. As a single filer, you cannot deduct IRA contributions if you're already covered by a retirement account ...

  8. Early Retirement: How to Withdraw Retirement Funds Penalty ...

    www.aol.com/news/2012-11-05-early-retirement...

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  9. Retirement Steps You Should Take, Broken Down By Age - AOL

    www.aol.com/retirement-steps-broken-down-age...

    For instance, at age 59 ½ you can inherit a 401(k) without having to pay an early withdrawal penalty. Bottom Line A woman plotting financial milestones for her retirement plan.