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Refinancing a car works similarly to refinancing a mortgage. You need to apply for a new loan, get approved by the lender, and then pay off the original loan with the new loan.
Can You Refinance a Car Lease before the Term Is Up? When you refinance an asset, it means you're changing one debt for another, but the new loan typically has better terms and a lower interest rate.
Refinancing can also lead to paying off your loan early. If your income has increased since taking out your auto loan, it may be a good time to refinance to a shorter term.
If your monthly budget is tight and reducing your car's monthly payment will help significantly, refinancing can help you out. Just expect to pay more overall if you extend it past your original ...
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RoadLoans is a direct-to-consumer auto lender operating online and specializing in subprime auto loans.Established in 2000, RoadLoans finances and services new and used car loans as well as offering auto refinance options.
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