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  2. How to deal with debt collectors

    www.aol.com/finance/deal-debt-collectors...

    To make sure that a debt collector is legit and avoid debt collection scams, keep an eye out for the following signs. Watch your mailbox. A validation letter is one way to make sure you’re ...

  3. Debt-Free Future: What To Do and Say When Debt Collectors Call

    www.aol.com/finance/debt-free-future-debt...

    Debt collectors are mandated by law to disclose the amount due, the name of the creditor and the right of the debtor to verify or dispute the debt,” said David Clark, lawyer and partner at ...

  4. Debt validation - Wikipedia

    en.wikipedia.org/wiki/Debt_validation

    Debt validation, or "debt verification", refers to a consumer's right to challenge a debt and/or receive written verification of a debt from a debt collector. The right to dispute the debt and receive validation are part of the consumer's rights under the United States Federal Fair Debt Collection Practices Act (FDCPA) and are set out in §809 of that act, which has been codified in Title 15 ...

  5. How to spot debt collection scams: 8 signs to watch out for

    www.aol.com/finance/spot-debt-collection-scams-6...

    A legitimate debt collector usually provides debt validation through a letter before they reach out via other communication channels. The information a debt collector must validate includes: The ...

  6. Demand letter - Wikipedia

    en.wikipedia.org/wiki/Demand_letter

    In the United States, demand letters from a debt collector relating to a consumer debt must comply with the Fair Debt Collection Practices Act. [6] In certain types of legal proceedings in Quebec, a demand letter is mandatory; without it, a person could lose their case. [7]

  7. Is this text a scam? What to do when a debt collection text ...

    www.aol.com/text-scam-debt-collection-text...

    Harris and Harris debt collector text may be legitimate Harris & Harris, Ltd. is a legitimate debt collection service based in Chicago, Illinois. They buy debt from healthcare companies ...

  8. What Is a Debt Validation Letter? Here’s What You ... - AOL

    www.aol.com/debt-validation-letter-receive-one...

    Have you ever received a call from a collection agency or debt collector? While this can be quite alarming at first, it's important to stay calm. Check Out: You Can Get These 3 Debts Canceled...

  9. Debt collection - Wikipedia

    en.wikipedia.org/wiki/Debt_collection

    A debt collection bureau in Minnesota. Debt collection or cash collection is the process of pursuing payments of money or other agreed-upon value owed to a creditor. The debtors may be individuals or businesses. An organization that specializes in debt collection is known as a collection agency or debt collector. [1]

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