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2. Cram down - Wikipedia

   en.wikipedia.org/wiki/Cram_down

   In the mortgage context, the term "cramdown" has a distinct meaning than in a chapter 11 corporate bankruptcy. Instead of referring to the confirmation of a plan over the objection of an impaired class of creditors, a mortgage cram-down refers to reducing the creditor's allowed secured claim to the value of the collateral property.

3. How to consolidate debt without hurting your credit

   www.aol.com/finance/consolidate-debt-without...

   Faster debt repayment: The main advantage of consolidating debt is combining multiple monthly payments into a single monthly payment. This allows you to direct your payments to a single source.

4. A comprehensive guide to debt relief programs - AOL

   www.aol.com/finance/debt-relief-guide-know...

   Debt forgiveness is typically used for non-credit-card debt, like student loans, mortgages, medical debt or even taxes. Pros of debt forgiveness programs All or part of your loan could be wiped out.

5. How to get debt relief - AOL

   www.aol.com/finance/where-debt-relief-help...

   Debt relief company. Debt relief companies are agencies that use a combination of tools, including counseling and debt settlement services, to help you get out of debt faster in exchange for a fee ...

6. Best debt relief options for credit card debt - AOL

   www.aol.com/finance/best-debt-relief-options...

   Start by contacting your credit card company and find out if they have a credit card debt forgiveness program. Beware of companies that tout government-sponsored credit card debt forgiveness programs.

7. Bankruptcy alternatives - Wikipedia

   en.wikipedia.org/wiki/Bankruptcy_Alternatives

   A debt restructuring is usually less expensive and a preferable alternative to bankruptcy. The main costs associated with a business debt restructuring are the time and effort to negotiate with bankers, creditors, vendors and tax authorities. Debt restructurings typically involve a reduction of debt and an extension of payment terms.

8. AOL Mail

   mail.aol.com

   Get AOL Mail for FREE! Manage your email like never before with travel, photo & document views. Personalize your inbox with themes & tabs. You've Got Mail!

9. Debt relief: Pros and cons - AOL

   www.aol.com/finance/debt-relief-pros-cons...

   Debt settlement is a process that lets you settle large amounts of debt for less than you owe, and it is offered through for-profit debt settlement companies. Typically, these programs ask you to ...