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  2. No-closing-cost refinance: What it is and how it works - AOL

    www.aol.com/finance/no-closing-cost-refinance...

    A refinance is often far less expensive than a home purchase loan. That’s because you’re not paying for homebuying closing costs like prepaid homeowners insurance or a settlement attorney ...

  3. Pros and cons of a cash-out refinance - AOL

    www.aol.com/finance/pros-cons-cash-refinance...

    Predictable payments: If you refinance to a new fixed-rate loan, your monthly principal and interest payments won’t change. That’s not the case with home equity lines of credit (HELOCs ...

  4. Cash-out refinance: What it is and how it works - AOL

    www.aol.com/finance/cash-refinance-works...

    That means that cash-out refinancing is one of the cheapest ways to pay for large expenses. ... You can use a cash-out refinance to pay off these debts and pay the loan back with one, lower-cost ...

  5. Looking to refinance your FHA mortgage? Make it easier and ...

    www.aol.com/finance/looking-refinance-fha...

    The streamlined option may require income and credit checks, but it could be the better choice if you want to refinance and your monthly payment won’t decrease by at least $50. View this ...

  6. 4 ways to get equity out of your home — and what to know ...

    www.aol.com/finance/how-to-get-equity-out-of...

    4 ways to build your home equity faster. If you don’t have enough equity in your home to qualify for a loan or line of credit, building that equity isn’t going to happen overnight.

  7. Flexible mortgage - Wikipedia

    en.wikipedia.org/wiki/Flexible_mortgage

    to redraw (borrow back) any previous overpayments or extra repayments; to underpay (pay less than the normal amount) to take a payment holiday (stop repayments for a period, typically 3 to 12 months). Those features allow a flexible mortgage to be adaptable to individual circumstances.

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