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An insurance policy may or may not cover the costs associated with water damage and the process of water damage restoration. While a common cause of residential water damage is often the failure of a sump pump, many homeowner's insurance policies do not cover the associated costs without an addendum which adds to the monthly premium of the policy.
Dampness tends to cause secondary damage to a building. The unwanted moisture enables the growth of various fungi in wood, causing rot or mould health issues and may eventually lead to sick building syndrome. Plaster and paint deteriorate and wallpaper loosens. Stains, from the water, salts and from mould, mar surfaces. The highest airborne ...
Water is one of the agents of deterioration. Its effects can be seen in these flood-damaged library books. The 'ten agents of deterioration' are a conceptual framework developed by the Canadian Conservation Institute (CCI) used to categorise the major causes of change, loss or damage to cultural heritage objects (such as collections held by galleries, libraries, archives and museums). [1]
Water in the soil causes hydrostatic pressure to be exerted underneath basement floors and walls. This hydrostatic pressure can force water in through cracks, which can cause major structural damage as well as mold, decay, and other moisture-related problems.
Moisture & Humidity We all know that the bathroom is the most steamy room of the house, but this steam and the moisture/humidity it creates is one of the leading causes for dust buildups.
Pen says a great way to increase the humidity levels yourself is to mist your curtains with water. "The simplest yet effective tip is to mist your curtains with water using a spray bottle.
Chilling air increases the relative humidity, and can cause the water vapour to condense (if the relative humidity rises over 100%, the dew point). Likewise, warming air decreases the relative humidity. Warming some air containing a fog may cause that fog to evaporate, as the droplets are prone to total evaporation due to the heat.
Depending on the terms of the policy, fire insurance or a clause for fire damage coverage in your regular policy may pay out based on the actual value of the property after the fire, or it may pay ...
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