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2. Common types of bankruptcy and how to avoid filing - AOL

   www.aol.com/finance/common-types-bankruptcy...

   Key takeaways. There are two common types of bankruptcy: Chapter 7 and Chapter 13. Filing for bankruptcy is a time-consuming process that can take years to stop affecting your finances.

3. Upsolve - Wikipedia

   en.wikipedia.org/wiki/Upsolve

   Users take an online screener to see if they qualify for assistance from Upsolve. [17] If they qualify, users then answer a series of questions on the Upsolve web application about their financial situation. [18] [19] When users finish answering questions, Upsolve's application populates the bankruptcy forms. [20] [21]

4. How to get debt relief - AOL

   www.aol.com/finance/where-debt-relief-help...

   Key takeaways. Debt relief is a method of restructuring debt to make it easier for you to pay it back. You can get debt relief from lenders, debt relief companies and credit counseling agencies.

5. Late on Chapter 13 bankruptcy payment. What now? - AOL

   www.aol.com/finance/chapter-13-bankruptcy...

   Chapter 13 bankruptcy, also known as reorganization bankruptcy, is a legal process that allows you to restructure debt to be more manageable. As part of the process, you will be required to pay ...

6. Individual voluntary arrangement - Wikipedia

   en.wikipedia.org/wiki/Individual_Voluntary...

   Creditors take a decision at a creditors' meeting called to consider the IVA proposal. The return to creditors is often higher than they would receive in bankruptcy. A vote is taken – by value. 75% in value of those creditors who vote at the meeting by person or by proxy must agree in order for the arrangement to be approved.

7. StepChange - Wikipedia

   en.wikipedia.org/wiki/StepChange

   The organisation offers free debt advise, money management and can be contacted through its freephone telephone helpline [2] or online through its onine debt advice tool. [3] In 2022, over 500,000 people contacted the charity for help. [4] The charity also campaigns to change policies and practices that trap people in problem debt.