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2. Gap insurance in New York - AOL

   www.aol.com/finance/gap-insurance-york-145545725...

   Gap insurance in New York only activates if the car is deemed a total loss and undrivable. This means that for minor bumps and scrapes, gap insurance doesn’t come into play.

3. Vehicle insurance in the United States - Wikipedia

   en.wikipedia.org/wiki/Vehicle_insurance_in_the...

   Until 1956, when the New York legislature passed their compulsory insurance law, Massachusetts was the only state in the U.S. that required drivers to get insurance before registration. North Carolina followed suit in 1957 and then in the 1960s and 1970s numerous other states passed similar compulsory insurance laws.

4. Insurance in the United States - Wikipedia

   en.wikipedia.org/wiki/Insurance_in_the_United_States

   Insurance in the United States refers to the market for risk in the United States, the world's largest insurance market by premium volume. [1] According to Swiss Re, of the $6.782 trillion of global direct premiums written worldwide in 2022, $2.959 trillion (43.6%) were written in the United States.

5. List of United States insurance companies - Wikipedia

   en.wikipedia.org/wiki/List_of_United_States...

   In 1820, there were 17 stock life insurance companies in the state of New York, many of which would subsequently fail. Between 1870 and 1872, 33 US life insurance companies failed, in part fueled by bad practices and incidents such as the Great Chicago Fire of 1871. 3,800 property-liability and 2,270 life insurance companies were operating in ...

6. What are the different types of car insurance coverage? - AOL

   www.aol.com/finance/different-types-car...

   If you carry new car replacement coverage on your policy, your insurance company would pay for a brand new car rather than a six-month-old car (which would have been comparable to the vehicle that ...

7. How to get a defensive driving discount on your auto insurance

   www.aol.com/finance/how-to-get-defensive-driving...

   While most states — including California, Florida and New York — require insurance companies to provide a discount for taking a defensive driving course, the following states do not: Arizona ...

8. List of U.S. states and territories by income inequality

   en.wikipedia.org/wiki/List_of_U.S._states_and...

   According to the American Community Survey's (ACS) 2019 estimate, Utah is the most equal state when it comes to income, while New York is the most unequal by this measure, with the Gini indices, before taxes and transfer, [17] of 0.4268 and 0.5149, respectively.

9. RAND Health Insurance Experiment - Wikipedia

   en.wikipedia.org/wiki/RAND_Health_Insurance...

   In 2008, for reasons of cost, Oregon's Medicaid agency accepted 10,000 uninsured low-income adults into its insurance program based on a lottery with 89,824 applicants. In the Oregon Health Study, Newhouse and others tracked the effects on those who were accepted and rejected. [ 22 ]