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For example, one of today's top CDs pays 4.52% APY for a 12-month term, meaning that it'll maintain that rate through December 2025, regardless of how many times the Fed cuts rates next year.
By December 2023, some banks were offering rates of 5.30% or more on 12-month CDs. ... Amerant Bank, which offers the highest 6-month CD rate at 4.75% APY, and Dow Credit Union, which offers 4.65% ...
12-month (1 year) CD. 1.83%. 1.84%. Down 1 basis point. 24-month (2 year) CD. 1.52%. 1.52%. ... Unlike a savings account, CD rates are fixed, meaning they won’t change over the life of your term.
Lock in today's best rates in decades on certificates of deposits on a range of CD terms — from 6 months to 5 years. Best CD rates today: Safeguard your savings yields up to 4.52% APY and higher ...
The Fed slashed its benchmark rate by another quarter point on Wednesday, yet you can still lock in a certificate of deposit with guaranteed returns of up to 4.27% APY on terms of 12 months or ...
At the conclusion of its fourth rate-setting policy meeting of 2024 on June 12, 2024, the Federal Reserve kept the federal funds target interest rate steady at a 23-year high of 5.25% to 5.50% ...
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