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  2. Homebuyer education courses: What are they and should you ...

    www.aol.com/finance/homebuyer-education-courses...

    Homebuyer education courses teach you how to save for a down payment, shop for lenders and maintain your house. Lenders and state homebuyer assistance programs require first-time homeowners to ...

  3. Guide to first-time homebuyer loans and programs - AOL

    www.aol.com/finance/guide-first-time-homebuyer...

    First-time homebuyer education programs are designed to help you understand the various aspects of owning a home. To qualify for many first-time buyer loan programs, you’ll need to take a course.

  4. First-time homebuyer qualifications - AOL

    www.aol.com/finance/first-time-homebuyer...

    If you want a first-time buyer loan or assistance, you'll likely need to complete a homebuyer education course to qualify. Eligible first-time homebuyers have access to a variety of mortgage and ...

  5. Community Reinvestment Act - Wikipedia

    en.wikipedia.org/wiki/Community_Reinvestment_Act

    The Community Reinvestment Act (CRA, P.L. 95-128, 91 Stat. 1147, title VIII of the Housing and Community Development Act of 1977, 12 U.S.C. § 2901 et seq.) is a United States federal law designed to encourage commercial banks and savings associations to help meet the needs of borrowers in all segments of their communities, including low- and moderate-income neighborhoods.

  6. Government policies and the subprime mortgage crisis

    en.wikipedia.org/wiki/Government_policies_and...

    "The National Homeownership Strategy: Partners in the American Dream", was compiled in 1995 by Henry Cisneros, President Clinton's HUD Secretary. This 100-page document represented the viewpoints of HUD, Fannie Mae, Freddie Mac, leaders of the housing industry, various banks, numerous activist organizations such as ACORN and La Raza, and ...

  7. LangChain - Wikipedia

    en.wikipedia.org/wiki/LangChain

    LangChain was launched in October 2022 as an open source project by Harrison Chase, while working at machine learning startup Robust Intelligence. The project quickly garnered popularity, [3] with improvements from hundreds of contributors on GitHub, trending discussions on Twitter, lively activity on the project's Discord server, many YouTube tutorials, and meetups in San Francisco and London.

  8. Guide to first-time homebuyer grants - AOL

    www.aol.com/finance/first-time-homebuyer-grants...

    3. Chase Homebuyer Grant. The Chase Homebuyer Grant is available to homebuyers in select areas of the U.S. that meet specific census tract requirements. The program provides grants of up to $7,500 ...

  9. First-Time Homebuyer’s Guide to Mortgage Loans ... - AOL

    www.aol.com/finance/first-time-homebuyer-guide...

    To qualify, your income must be at or below 100% of the area median income where the property is located, and you must take Fannie Mae’s HomeView homebuyer education program or a program ...