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  2. What happens if you get in an accident without insurance? - AOL

    www.aol.com/finance/happens-accident-without...

    A car accident, no matter how minor, is always a stressful event — which can be made worse if one party does not have insurance. Here’s what to do after an accident with a driver who does not ...

  3. What does no-fault state mean? - AOL

    www.aol.com/finance/does-no-fault-state-mean...

    Remember that a not-at-fault accident and no-fault accidents are two separate things; not-at-fault accidents happen in both no-fault and tort states. ... the average cost of car insurance is ...

  4. How is fault determined in a car accident? - AOL

    www.aol.com/finance/fault-determined-car...

    100% at fault: If a driver is deemed 100 percent at fault in an accident, their insurance company will be responsible for covering damages. 51% or more at fault: Sometimes, your percent at fault ...

  5. Personal injury protection - Wikipedia

    en.wikipedia.org/wiki/Personal_injury_protection

    Personal injury protection (PIP) is an extension of car insurance available in some U.S. states that covers medical expenses and, in some cases, lost wages and other damages. PIP is sometimes referred to as "no-fault" coverage , because the statutes enacting it are generally known as no-fault laws, and PIP is designed to be paid without regard ...

  6. Personal injury - Wikipedia

    en.wikipedia.org/wiki/Personal_injury

    Although the benefits will vary depending on the state, no-fault benefits will generally: (1) pay for an injured person's car crash-related medical bills and lost wages; (2) be paid by the injured person's own insurance company; and (3) be paid regardless of whether the injured person was at-fault for the crash.

  7. Staged crash - Wikipedia

    en.wikipedia.org/wiki/Staged_crash

    The state ranks number one in staged car accidents across the US according to the National Insurance Crime Bureau [20] [21] and is the most expensive state for auto insurance. Being a no-fault insurance state that requires a certain amount of personal injury protection for auto insurance, [ 22 ] insurance companies are required to pay up to ...

  8. What to do if you are injured in a car accident - AOL

    www.aol.com/finance/injured-car-accident...

    This means if you are involved in an accident with someone who does not have insurance coverage and the accident is ruled the other driver’s fault, then the uninsured motorist coverage would apply.

  9. Full tort and limited tort automobile insurance - Wikipedia

    en.wikipedia.org/wiki/Full_tort_and_limited_tort...

    Both full tort and limited tort coverage only apply in situations where the driver or passengers have been injured in an accident that is not the driver's fault. The victim then has the option of bringing charges against the at-fault driver to sue in court for unpaid medical bills, property damage, loss of income, pain, and suffering.