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  2. Duty to settle - Wikipedia

    en.wikipedia.org/wiki/Duty_to_settle

    [5] "An insurer who denies coverage does so at its own risk. Such factors as a belief that the policy does not provide coverage, should not affect a decision as to whether the settlement offer in question is a reasonable one." [6] "It is the duty of the insurer to keep the insured informed of settlement offers."

  3. Does homeowners insurance cover you when hosting a party? - AOL

    www.aol.com/finance/does-homeowners-insurance...

    Umbrella insurance: Adding an umbrella policy can provide an additional $1 million or more in liability coverage beyond your homeowner’s policy, potentially for less than $300 per year.

  4. Guide to homeowners insurance - AOL

    www.aol.com/finance/guide-homeowners-insurance...

    HO-2 policies: These provide slightly more coverage than HO-1 policies and include some liability protection. HO-2 policies will cover detached structures, personal belongings and additional ...

  5. Texas car insurance laws: What you need to know to ... - AOL

    www.aol.com/finance/texas-car-insurance-laws...

    The average premium for minimum liability insurance in Texas is $760 per year, while the annual average for full coverage is $2,637, according to our April 2024 analysis of quoted rates from ...

  6. Damage waiver - Wikipedia

    en.wikipedia.org/wiki/Damage_waiver

    Damage waiver (DW) or, as it is often referred to, collision damage waiver (CDW) or loss damage waiver (LDW) is a term that can be included or purchased as an option in a car rental agreement, by which the rental company waives the right to pursue compensation from the renter if the vehicle is damaged or stolen. [1]

  7. Section 831 (b) - Wikipedia

    en.wikipedia.org/wiki/Section_831(b)

    Established to encourage the formation of small insurance companies, it offers an alternative risk-management solution that can supplement or even replace traditional insurance coverage. A micro-captive insurance company, as it pertains to Section 831(b) , is a captive insurance company – an insurance company entirely owned and operated by ...

  8. What to do if you can't find homeowners insurance in Texas - AOL

    www.aol.com/finance/progressive-becomes-latest...

    The Texas Department of Insurance's site HelpInsure.com can help you find coverage. If your rates increase or you face loss of coverage, ask the insurance company how you can reduce risk factors.

  9. Shelter Insurance - Wikipedia

    en.wikipedia.org/wiki/Shelter_Insurance

    Shelter Insurance Company is a mutual insurance company which focuses on auto, property, business, and life Insurance. It operates in fifteen U.S. states and the headquarters is in Columbia, Missouri.