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2. Loan officer - Wikipedia

   en.wikipedia.org/wiki/Loan_officer

   After the underwriting software produces a recommendation, loan officers review the output of the software and consider any additional information to make a final decision. The work of loan officers has sizable customer-service and sales components. Loan officers often answer questions and guide customers through the application process.

3. Mortgage loan originators: What are they and what do ... - AOL

   www.aol.com/finance/mortgage-loan-originators...

   A mortgage loan officer isn’t always the same as a mortgage banker (though they work for one). The officer won’t make the decision to approve or deny you a loan; they just process it and ...

4. Mortgage broker - Wikipedia

   en.wikipedia.org/wiki/Mortgage_broker

   A loan officer works under the umbrella license of an institution, typically a bank or direct lender. Both positions have legal, moral, and professional responsibilities and obligations to prevent fraud and to fully disclose loan terms to both consumer and lender. Agents of mortgage brokers may refer to themselves as "loan officers".

5. Mortgage underwriting in the United States - Wikipedia

   en.wikipedia.org/wiki/Mortgage_underwriting_in...

   Loan to value is a ratio of the loan amount to the value of the property. In addition, the combined loan to value (CLTV) is the sum of all liens against the property divided by the value. For example, if the home is valued at $200,000 and the first mortgage is $100,000 with second mortgage of $50,000, the LTV is 50% while the CLTV is 75%.

6. Mortgage origination - Wikipedia

   en.wikipedia.org/wiki/Mortgage_origination

   The application is filled out by the borrower, either through self-services or with the help of a loan officer. Processing: loan processors ensure accurate packaging of the loan, which includes ensuring that all loan documentation is complete, verified, and compliant for underwriting. The loan processor then orders services and coordinates loan ...

7. Experts: Here Are Your Financial Responsibilities After ... - AOL

   www.aol.com/finance/experts-financial...

   Cosigning a student loan is a significant commitment that shouldn't be taken lightly. That's why it's crucial to carefully consider the long-term implications, and you should only do so if you ...

8. Mortgage servicer - Wikipedia

   en.wikipedia.org/wiki/Mortgage_servicer

   A mortgage servicer is a company to which some borrowers pay their mortgage loan payments and which performs other services in connection with mortgages and mortgage-backed securities. The mortgage servicer may be the entity that originated the mortgage, or it may have purchased the mortgage servicing rights from the original mortgage lender. [ 1 ]

9. Trump Won the Election: How His Tax Plan Could Affect the ...

   www.aol.com/trump-won-election-tax-plan...

   Donald Trump's election win signals changes in tax policies that could shape the financial future for middle-class Americans. While President-elect Trump promised to lower taxes for most Americans ...