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2. How to get a $10,000 personal loan - AOL

   www.aol.com/finance/10-000-personal-loan...

   Cons. Steep maximum APR. Potential fees. Costs of a $10,000 personal loan in the long term. The interest rate and loan term you receive will determine the overall cost of your loan.

3. Emergency loan uses: 6 scenarios where they can be helpful - AOL

   www.aol.com/finance/emergency-loan-uses-6...

   Emergency loans are a type of small personal loan with a quick funding timeline. Urgent car and home repairs, unexpected medical bills and paying for essentials after a job loss or natural ...

4. You need money and have no savings. Here’s what to do ... - AOL

   www.aol.com/finance/money-no-savings-instead...

   Personal loan. When you get a personal loan , you pay it back in fixed monthly payments. You’re likely to qualify for a lower interest rate than what credit cards charge.

5. Payday loan - Wikipedia

   en.wikipedia.org/wiki/Payday_loan

   This is an accepted version of this page This is the latest accepted revision, reviewed on 17 January 2025. Short-term unsecured loan A shop window in Falls Church, Virginia, advertising payday loans. A payday loan (also called a payday advance, salary loan, payroll loan, small dollar loan, short term, or cash advance loan) is a short-term unsecured loan, often characterized by high interest ...

6. Payday loans in the United States - Wikipedia

   en.wikipedia.org/wiki/Payday_loans_in_the_United...

   While designed to provide consumers with emergency liquidity, payday loans divert money away from consumer spending and towards paying interest rates. Some major banks offer payday loans with interest rates of 225 to 300 percent, while storefront and online payday lenders charge rates of 200 to 500 percent.

7. Make-work job - Wikipedia

   en.wikipedia.org/wiki/Make-work_job

   A make-work job is a job that is created and maintained at a cost not offset by the job’s fulfilment. Usually having little or no immediate financial benefit, such roles can be said to exist for other economic or social-political reasons, for example simply to provide work-experience or maintain a ceremonial function.

8. How healthy are your finances, really? 4 money questions to ...

   www.aol.com/financial-questions-to-ask-yourself...

   If you haven’t worried about money in a while, you might think your finances are in good shape. But is that true? These 4 questions can be a good start to understanding your financial health.

9. Hard money lending: Guide to hard money loans and lenders - AOL

   www.aol.com/finance/hard-money-lending-guide...

   Conservative loan-to-value (LTV) ratios: You’ll need significant assets to qualify for a hard money loan. Hard money lenders typically require a loan-to-value (LTV) ratio of about 50 to 70 percent.