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Key takeaways. California drivers must at least meet the liability auto insurance coverage requirements of 15/30/5 to drive legally. You can be fined up to $500 out of pocket if you are convicted ...
A car accident, no matter how minor, is always a stressful event — which can be made worse if one party does not have insurance. Here’s what to do after an accident with a driver who does not ...
When it comes to car insurance, a state is classified as either a no-fault state or a tort state. In no-fault states, PIP pays out to cover your injuries after an accident regardless of fault.
Personal injury protection (PIP) is an extension of car insurance available in some U.S. states that covers medical expenses and, in some cases, lost wages and other damages. PIP is sometimes referred to as "no-fault" coverage , because the statutes enacting it are generally known as no-fault laws, and PIP is designed to be paid without regard ...
One of those vehicles, a 2009 ES 350, was given as a loaner car to California Highway Patrol officer Mark Saylor on August 28, 2009. Saylor and his wife, daughter, and brother-in-law were driving on State Route 125 in San Diego, California, when their car accelerated out of control and crashed into an embankment , killing everyone in the car.
24 states originally enacted no-fault laws in some form between 1970 and 1975; several of them have repealed their no-fault laws over time. Colorado repealed its no-fault system in 2003. Florida's no-fault system sunsetted on 1 October 2007, but the Florida legislature passed a new no-fault law which took effect 1 January 2008.
This means if you are involved in an accident with someone who does not have insurance coverage and the accident is ruled the other driver’s fault, then the uninsured motorist coverage would apply.
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