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2. Private student loan (United States) - Wikipedia

   en.wikipedia.org/wiki/Private_student_loan...

   A private student loan is a financing option for higher education in the United States that can supplement, but should not replace, federal loans, such as Stafford loans, Perkins loans and PLUS loans. Private loans, which are heavily advertised, do not have the forbearance and deferral options available with federal loans (which are never ...

3. Personal loans for college students: Should you ever consider ...

   www.aol.com/finance/consider-getting-personal...

   Usage restrictions: Many personal loan lenders restrict the use of loans for education expenses, unlike student loans. You can likely use a personal loan for expenses outside tuition and fees, but ...

4. Banks and Student Loans: 9 Things You Need To Know - AOL

   www.aol.com/finance/banks-student-loans-9-things...

   When you think about getting a student loan, you might not consider going through a bank. As of 2024, only 8.84% of student loan debt belongs to private lenders, while the rest is federal. However,...

5. Student loans in the United States - Wikipedia

   en.wikipedia.org/wiki/Student_loans_in_the...

   Student loans may be discharged through bankruptcy, but this is difficult. [2] Research shows that access to student loans increases credit-constrained students' degree completion, later-life earnings, and student loan repayment while having no impact on overall debt. [3]

6. Student loan - Wikipedia

   en.wikipedia.org/wiki/Student_loan

   A student loan is a type of loan designed to help students pay for post-secondary education and the associated fees, such as tuition, books and supplies, and living expenses. It may differ from other types of loans in the fact that the interest rate may be substantially lower and the repayment schedule may be deferred while the student is still ...

7. Do Your Student Loans Affect Your Credit? - AOL

   www.aol.com/finance/student-loans-affect-credit...

   Private Student Loans. Students can get loans for education through banks, credit unions or other financial institutions. These loans usually have higher interest rates than federal loans.