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2. How to tell if debt settlement is a good idea for you - AOL

   www.aol.com/finance/tell-debt-settlement-good...

   Potential debt reduction: Debt settlement may reduce the total amount you owe, providing relief from debt burdens. However, the fees of settlement and late fees can sometimes inflate your debt ...

3. What is debt forgiveness? - AOL

   www.aol.com/finance/debt-forgiveness-202301471.html

   Key takeaways. With debt forgiveness, creditors pardon some or all of your debt. Various types of debt may qualify for forgiveness. Debt forgiveness can offer relief from overwhelming financial ...

4. How to get out of debt without paying - AOL

   www.aol.com/finance/debt-without-paying...

   Debt settlement options exist, but they may come with long-term ramifications. ... Public Service Loan Forgiveness: This program is available for those who work in the public sector, such as ...

5. Debt relief: Pros and cons - AOL

   www.aol.com/finance/debt-relief-pros-cons...

   Debt settlement is a process that lets you settle large amounts of debt for less than you owe, and it is offered through for-profit debt settlement companies. Typically, these programs ask you to ...

6. A comprehensive guide to debt relief programs - AOL

   www.aol.com/finance/debt-relief-guide-know...

   With a debt forgiveness program, a creditor eliminates part or all of your debt based on factors like financial distress. Debt forgiveness is typically used for non-credit-card debt, like student ...

7. Can a goodwill letter get late payments removed from your ...

   www.aol.com/finance/goodwill-letters-payments...

   A goodwill letter is a formal letter sent to a creditor, lender or collection agency to request forgiveness for a late payment or other negative item on your credit report. In the letter, you ...

8. Best debt relief options for credit card debt - AOL

   www.aol.com/finance/best-debt-relief-options...

   Start by contacting your credit card company and find out if they have a credit card debt forgiveness program. Beware of companies that tout government-sponsored credit card debt forgiveness programs.

9. Best debt relief companies for credit card debt 2024 - AOL

   www.aol.com/finance/best-debt-relief-companies...

   In 2024, credit card debt accounted for 6.36% of all United States household debt, up from 5.8% in 2020. Credit card balances surged during the pandemic and, by the end of 2022, Alaska led the ...