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A substitute check (also called an Image Replacement Document or IRD) [1] is a negotiable instrument that is a digital reproduction of an original paper check.As a negotiable payment instrument in the United States, a substitute check maintains the status of a "legal check" in lieu of the original paper check, as authorized by the Check Clearing for the 21st Century Act (the Check 21 Act).
Substitute check. A substitute check or cheque, also called an image cash letter (ICL), clearing replacement document (CRD), [1] or image replacement document (IRD), [2] is a negotiable instrument used in electronic banking systems to represent a physical paper cheque (check). It may be wholly digital from payment initiation to clearing and ...
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There is more to our images than you can see at first look. If you click on any image on Wikipedia, you will go to a page about the image itself. This image page will have information on the image's source, authorship, and copyright licensing, along with a more detailed description of the image. Unless the image is very small, you will see a ...
Credit - Photo-Illustration by TIME; Getty Images. O ne of the first checks ever recorded was written in the 11th century, in a marketplace in Basra, in present-day Iraq. There, a merchant issued ...
Bing.com – Has an Advanced Image Search that offers images in different resolutions and also categorizes images. Allows free querying of the bing Image Search API up to a certain limit per day. Everystockphoto.com – Searching over 4.3 million public domain and creative commons photos including Wikipedia and NASA. Free user accounts with ...
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