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Hospital indemnity insurance is a type of supplemental insurance that can help you avoid massive medical debt. The American Hospital Association says over 33 million people in the U.S. are...
Hospital indemnity insurance is a type of policy that helps cover the costs of hospital admission that may not be covered by other insurance. Also known as hospital confinement indemnity insurance or simply hospital insurance, it is considered a type of supplemental health insurance.
Hospital indemnity insurance supplements your existing health insurance coverage by helping pay expenses for hospital stays. Depending on the plan, hospital indemnity insurance gives you cash payments to help you pay for the added expenses that may come while you recover.
Hospital indemnity insurance provides cash payments for hospital-related expenses. It’s typically used to cover daily living expenses, to make up for lost income or to pay for out-of-pocket medical expenses, such as your deductible, copay or coinsurance.
Hospital indemnity insurance is a supplemental policy that can provide a financial cushion if you have to go to the hospital. Every hospital indemnity insurance plan is different, but Aflac's hospital insurance pays the policyholder cash benefits, unless otherwise assigned.
Hospital indemnity insurance is coverage you can add to your existing health insurance plan. This form of supplemental insurance pays you a predetermined benefit amount per day for each hospital confinement.
Guardian hospital indemnity insurance is “guaranteed issue,” which means you can get the coverage without having to take an exam or answer medical questions. Learn how hospital indemnity insurance through your workplace can help you cover expenses associated with a hospital stay.