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  2. Looking to refinance your FHA mortgage? Make it easier and ...

    www.aol.com/finance/looking-refinance-fha...

    FHA loans have an annual mortgage insurance premium and USDA loans require an annual guarantee fee, which you’ll pay for with your monthly mortgage payment. Refinancing into a conventional loan ...

  3. Guide to refinancing an FHA loan to a conventional loan - AOL

    www.aol.com/finance/guide-refinancing-fha-loan...

    With its lenient down payment and credit score requirements, an FHA loan can be an ideal starter mortgage. ... a fraction of the $766,550 limit for conventional loans. (This figure increases to ...

  4. FHA streamline refinance: What is it and how does it work? - AOL

    www.aol.com/finance/fha-streamline-refinance...

    An FHA streamline refinance is a type of refinance loan available to FHA loan borrowers. As with any refinance, it involves taking out a new mortgage that you use to pay off your current one.It ...

  5. Home Affordable Refinance Program - Wikipedia

    en.wikipedia.org/wiki/Home_Affordable_Refinance...

    The mortgage must have been acquired by Freddie Mac or Fannie Mae on or before May 31, 2009. The homeowner must not have a previous HARP refinance of the mortgage, unless it is a Fannie Mae loan that was refinanced under HARP during March–May 2009. The homeowner must be current on their mortgage payments, with no (30-day) late payments in the ...

  6. Guide to first-time homebuyer loans and programs - AOL

    www.aol.com/finance/guide-first-time-homebuyer...

    These low-down payment loans include the: Conventional 97 mortgage: This conventional loan, backed by government-sponsored enterprises (GSEs) Fannie Mae and Freddie Mac, requires just 3 percent ...

  7. What credit score is needed to refinance your mortgage? - AOL

    www.aol.com/finance/credit-score-refinance...

    The specific requirements vary depending on your lender and the kind of refinance you want to do. ... It’s possible to do a conventional mortgage refinance with a credit score of 620, and FHA ...

  8. Income requirements to qualify for a mortgage - AOL

    www.aol.com/finance/income-requirements-qualify...

    FHA loans: Insured through the Federal Housing Administration, FHA loans have more lenient credit score and DTI ratio requirements than conventional mortgages. The minimum down payment is 3.5 percent.

  9. Should I refinance my mortgage in 2024? - AOL

    www.aol.com/finance/refinance-mortgage-2024...

    Fixed-rate mortgages — the most popular type of home loan — fluctuate with the 10-year Treasury yield. This figure is influenced by many factors, including Fed policy.

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