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  2. How to negotiate with a car insurance company after a total loss

    www.aol.com/finance/negotiate-car-insurance...

    A public adjuster is an independent claims adjuster who works for you rather than the insurance company. After you hire a public adjuster, they will handle all aspects of the claim on your behalf.

  3. Confessions of an insurance claims adjuster - AOL

    www.aol.com/finance/confessions-insurance-claims...

    How an insurance adjuster gets paid depends on the type of adjuster they are. Company adjusters are typically on a fixed salary from the insurance company and may also get an annual bonus, such as ...

  4. Insurance - Wikipedia

    en.wikipedia.org/wiki/Insurance

    If the insured experiences a loss which is potentially covered by the insurance policy, the insured submits a claim to the insurer for processing by a claims adjuster. A mandatory out-of-pocket expense required by an insurance policy before an insurer will pay a claim is called a deductible (or if required by a health insurance policy, a ...

  5. Total loss - Wikipedia

    en.wikipedia.org/wiki/Total_loss

    [citation needed] If this figure exceeds the value of the car after it is repaired, the vehicle is deemed a total loss. Auto insurers generally settle total loss claims on one of three methods of claim settlement: [15] Actual Cash Value (or ACV): the value of the vehicle is determined by the claims adjuster after the total loss occurs,

  6. Independent insurance agent - Wikipedia

    en.wikipedia.org/wiki/Independent_Insurance_Agent

    Several companies may authorize the agent to sell for them, but the agent remains an independent businessperson. While the agent collects commissions, they do not collect a salary from the companies they represent. On average, independent agents work with thirteen property and casualty and six life and health insurance companies on a regular basis.

  7. Does your car insurance cover a rental while your car is ...

    www.aol.com/does-car-insurance-cover-rental...

    Total payout per claim: There's usually a maximum amount the insurance company will pay for a rental car per claim. This could be a fixed amount or a daily rate multiplied by the maximum number of ...

  8. Insurance policy - Wikipedia

    en.wikipedia.org/wiki/Insurance_policy

    In insurance, the insurance policy is a contract (generally a standard form contract) between the insurer and the policyholder, which determines the claims which the insurer is legally required to pay. In exchange for an initial payment, known as the premium, the insurer promises to pay for loss caused by perils covered under the policy language.

  9. 15 best work from home jobs for retirees - AOL

    www.aol.com/finance/15-best-home-jobs-retirees...

    Workers receive an allowance to pay for their home offices, equipment and tech support, plus covered business expenses.The median salary for a claims adjuster is $68,130 per year, according to the ...