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2. Criticism of credit scoring systems in the United States

   en.wikipedia.org/wiki/Criticism_of_credit...

   2012 study examined the credit scores for about 200,000 consumers finding the median FICO score in majority minority zip codes was in the 34th percentile, while it was in the 52nd percentile for low minority zip codes. [43]

3. FICO score - Wikipedia

   en.wikipedia.org/wiki/FICO

   FICO (legal name: Fair Isaac Corporation), originally Fair, Isaac and Company, is a data analytics company based in Bozeman, Montana, focused on credit scoring services. It was founded by Bill Fair and Earl Isaac in 1956. [ 2 ] Its FICO score, a measure of consumer credit risk, [ 3 ] has become a fixture of consumer lending in the United States.

4. What is a good credit score? - AOL

   www.aol.com/finance/good-credit-score-223352206.html

   VantageScore 4.0 (the newest VantageScore credit scoring model) ranges from 300 to 850, much like FICO. This method of scoring defines 661 to 780 as a good credit score and 781 to 850 as an ...

5. What do the different versions of FICO scores mean? - AOL

   www.aol.com/finance/different-versions-fico...

   A FICO score is a credit score model from the Fair Isaac Corporation that lenders have used since 1989 to assess the credit risk of individual consumers. FICO scores are three-digit numbers, which ...

6. Credit score - Wikipedia

   en.wikipedia.org/wiki/Credit_score

   The CIBIL credit score is a three digit number that represents a summary of individuals' credit history and credit rating. This score ranges from 300 to 900, with 900 being the best score. Individuals with no credit history will have a score of −1. If the credit history is less than six months, the score will be 0.

7. What is a FICO score? - AOL

   www.aol.com/finance/fico-score-122307125.html

   The most widely used version is FICO Score 8, though some lenders have upgraded to the company’s newer models, like FICO Score 9 or FICO Score 10. To better meet the needs of lenders, there are ...