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Home insurance. Home insurance, also commonly called homeowner's insurance (often abbreviated in the US real estate industry as HOI), is a type of property insurance that covers a private residence. It is an insurance policy that combines various personal insurance protections, which can include losses occurring to one's home, its contents ...
Flat roof in Warszawa Centralna railway station in Poland (1975) A flat roof is a roof which is almost level in contrast to the many types of sloped roofs. The slope of a roof is properly known as its pitch and flat roofs have up to approximately 10°. [1] Flat roofs are an ancient form mostly used in arid climates and allow the roof space to ...
For example, after a major hurricane that causes extensive damage in your community, your insurance rate might increase more substantially than it would if you filed a single property damage claim.
Citizens Property Insurance Corporation (Citizens) was created in 2002 from the merger of two other entities to provide both windstorm coverage and general property insurance for home-owners who could not obtain insurance elsewhere. It was established by the Florida Legislature in Chapter 627.351 (6) Florida Statutes as a not-for-profit insurer ...
To reduce insurance costs, you can take steps like removing vegetation around your home, installing a home sprinkler system or upgrading to a Class A fire-related roof.
An 18th-century fire insurance contract. Property insurance can be traced to the Great Fire of London, which in 1666 devoured more than 13,000 houses.The devastating effects of the fire converted the development of insurance "from a matter of convenience into one of urgency, a change of opinion reflected in Sir Christopher Wren's inclusion of a site for 'the Insurance Office' in his new plan ...
Roofing material is the outermost layer on the roof of a building, sometimes self-supporting, but generally supported by an underlying structure. A building's roofing material provides shelter from the natural elements. The outer layer of a roof shows great variation dependent upon availability of material, and the nature of the supporting ...
Satari: A Swedish variant on the monitor roof; a double hip roof with a short vertical wall usually with small windows, popular from the 17th century on formal buildings. [citation needed] (Säteritak in Swedish.) Mansard (French roof): A roof with the pitch divided into a shallow slope above a steeper slope. The steep slope may be curved.
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