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2. Should I get a personal loan? Here are the pros and cons - AOL

   www.aol.com/finance/pros-cons-personal-loans...

   Fees and penalties can be high. Personal loan fees and penalties can drive up the cost of borrowing. Some loans have origination fees of 1 percent to 12 percent of the loan amount. The fees, which ...

3. How to get a $10,000 personal loan - AOL

   www.aol.com/finance/10-000-personal-loan...

   With loan amounts up to $30,000, Citi is a great option for a $10,000 personal loan. The bank stands out for its zero fees and fast funding timeline, which is as quick as two days or quicker for ...

4. What is a personal loan? What you should know before you apply

   www.aol.com/finance/personal-loan-213206505.html

   Getting a longer loan term than necessary: The longer the loan term, the more interest you’ll have to pay during the life of your loan. Before taking on debt, use a personal loan repayment ...

5. What is a personal loan? How it works — and what to know ...

   www.aol.com/finance/what-is-a-personal-loan...

   A personal loan is money that you borrow to cover a one-time expense. The most common reason people use personal loans is to pay down high-interest debt, thanks to their relatively low interest ...

6. How To Get a Personal Loan: A Step-by-Step Guide - AOL

   www.aol.com/personal-loan-step-step-guide...

   Personal loans are unsecured loans that can be used for a variety of expenses and typically have lower interest rates than payday loans or high-interest credit cards. Lenders approve consumers...

7. Where to get a personal loan - AOL

   www.aol.com/finance/where-personal-loan...

   The average interest rate on a three-year personal loan from a credit union is 10.58 percent, according to September 2023 data from the National Credit Union Administration (NCUA). However, the ...

8. Should I get a personal loan? 9 top reasons to consider - AOL

   www.aol.com/finance/personal-loan-9-top-reasons...

   A personal loan also may not make sense if it’s being used for a purchase that would qualify for a better loan type. Auto, student and mortgage loans often come with lower rates or longer terms ...

9. How to get a personal loan in 9 steps - AOL

   www.aol.com/finance/personal-loan-8-steps...

   On the other hand, a high credit score gives you the best chance at a low personal loan rate and a larger loan amount. You’re also more likely to be eligible for repayment terms as long as seven ...