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  2. How to recession-proof your retirement: 7 smart strategies to ...

    www.aol.com/finance/recession-proof-retirement...

    Here’s an example of how much you can earn from $10,000 in a high-yield savings account versus a traditional savings account: $10,000 in HYSA at 4.00% APY $10,000 in traditional savings at 0.01% APY

  3. Individuals and Households program - Wikipedia

    en.wikipedia.org/wiki/Individuals_and_Households...

    FEMA’s Individuals and Households program provides financial help and direct services after a disaster.Applicants must be U.S. citizens with primary home losses not covered by insurance in a presidentially declared disaster area. [1]

  4. Short-term vs. long-term goals: Best savings strategies to ...

    www.aol.com/finance/short-term-vs-long-term...

    Financial goals in your 20s may include: Building an emergency fund. Contributing to an employer-sponsored retirement account. Paying down student debt. Financial goals in your 30s may include ...

  5. How strong are your finances, really? Part two: 4 more money ...

    www.aol.com/finance/more-financial-questions-to...

    Renters insurance. Even if you don’t own your home, it’s worth it to invest in renters insurance that can cover you, your valuables and your living expenses against damage, theft and other loss.

  6. SMART criteria - Wikipedia

    en.wikipedia.org/wiki/SMART_criteria

    S.M.A.R.T. (or SMART) is an acronym used as a mnemonic device to establish criteria for effective goal-setting and objective development. This framework is commonly applied in various fields, including project management, employee performance management, and personal development.

  7. Federal Emergency Management Agency - Wikipedia

    en.wikipedia.org/wiki/Federal_Emergency...

    The Federal Emergency Management Agency (FEMA) is an agency of the United States Department of Homeland Security (DHS), initially created under President Jimmy Carter by Presidential Reorganization Plan No. 3 of 1978 and implemented by two Executive Orders on April 1, 1979. [1]

  8. 4 Alternatives To Dipping Into Retirement Funds in Case of an ...

    www.aol.com/4-alternatives-dipping-retirement...

    One of the cardinal rules of personal finance is to save consistently for retirement and forget those dollars exist until you need them in your golden years -- even in the case of emergencies.

  9. Community emergency response team - Wikipedia

    en.wikipedia.org/wiki/Community_emergency...

    an implementation of FEMA's National CERT Program, administered by a local sponsoring agency, which provides a standardized training and implementation framework to community members; an organization of volunteer emergency workers who have received specific training in basic disaster response skills, and who agree to supplement existing ...

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    fema disaster programfema disaster relief program