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  2. Payment protection insurance - Wikipedia

    en.wikipedia.org/wiki/Payment_protection_insurance

    Payment protection insurance (PPI), also known as credit insurance, credit protection insurance, or loan repayment insurance, is an insurance product that enables consumers to ensure repayment of credit if the borrower dies, becomes ill, disabled, loses a job, or faces other circumstances that may prevent them from earning income to service the debt.

  3. How to Read a Credit Report to Find the Red Flags - AOL

    www.aol.com/read-credit-report-red-flags...

    The credit report, which leads to a credit score, is what dictates the amount of money you can borrow and at what interest rate. This affects your large purchases — house, car, boat, etc.

  4. What is a 0% intro APR card? What to know about no ... - AOL

    www.aol.com/finance/intro-apr-cards-001631619.html

    A 0% intro APR credit card can be a useful way to pay for large purchases or consolidate high-interest credit card debt, acting like a no-interest short-term loan if used responsibly. And it ...

  5. Charge-off - Wikipedia

    en.wikipedia.org/wiki/Charge-off

    The item will include relevant dates, and the amount of the bad debt. [3] This may make obtaining any unsecured or even secured credit more difficult. If the charge-off has been paid in full, it will be listed on the credit report as "paid in full". If settled for less than the amount due, it will be listed as "settled".

  6. What is high credit on a credit report? - AOL

    www.aol.com/finance/high-credit-credit-report...

    Unlike credit utilization, the high credit numbers shown on your credit report should not have an impact on your credit score. Even having a high amount of debt does not directly impact your ...

  7. Debt settlement - Wikipedia

    en.wikipedia.org/wiki/Debt_settlement

    However, stopping payments to creditors as part of a debt settlement plan can reduce a consumer's credit score by 65 to 125 points, with higher impacts on those who were current on their payments prior to enrolling in the program. [10] And missed payments can remain on a consumer's credit report for seven years even after a debt is settled. [10]

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