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  2. Payday loans in the United States - Wikipedia

    en.wikipedia.org/wiki/Payday_loans_in_the_United...

    Effective January 9, 2008, the maximum interest rate that payday lenders may charge in the District of Columbia is 24 percent, [23] which is the same maximum interest rate for banks and credit unions. [24] [25] Payday lenders also must have a license from the District government in order to operate. [24]

  3. Where can I get a bad credit loan? - AOL

    www.aol.com/finance/where-bad-credit-loan...

    Payday lenders offer small short-term loans, typically up to $500. It’s easy to get approved for these products even if you have bad credit, but there are significant drawbacks: You’ll pay a ...

  4. Moneytree - Wikipedia

    en.wikipedia.org/wiki/Moneytree

    A debt trap is a loan that is difficult or impossible to repay due to high interest payments; Moneytree charges 430% APR on payday loans in Nevada, [29] 460% in California, and 482% in Idaho. [30] Debt traps are commonly targeted mainly at low-income borrowers.

  5. California Department of Financial Protection and Innovation

    en.wikipedia.org/wiki/California_Department_of...

    The department operates under the California Business, Consumer Services and Housing Agency. The DFPI protects California consumers and oversees the operations of state-licensed financial institutions, including banks, credit unions, debt collectors, nonbank mortgage lenders, student loan servicers, money transmitters, and others. Additionally ...

  6. 15 Cash Advance Apps Like Dave for 2024 - AOL

    www.aol.com/8-apps-dave-small-cash-192253842.html

    Download: Android (), iOS 7. Payactiv. Best for cash pick up at Walmart. Payactiv is one of many apps like Dave. It is designed to help you tap into your earned income before payday rolls around.

  7. Emergency and payday loan alternatives - AOL

    www.aol.com/finance/emergency-payday-loan...

    Payday Alternative Loans (PALs) are small loans offered by some federal credit unions. They typically are offered in amounts under $2,000 and are repaid over the course of a few weeks to a few ...

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