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  2. Can you pay to remove negative items from your credit report?

    www.aol.com/finance/pay-remove-negative-items...

    A pay-for-delete could remove the collection account, but the missed payments and charge-off account would stay on your credit report for seven years. When to consider a pay-for-delete agreement

  3. How to clear up your ChexSystems report - AOL

    www.aol.com/finance/clear-chexsystems-report...

    Banks and credit unions report negative account activity such as involuntary account closures, habitual overdrafts, and suspected fraud or identity theft to ChexSystems, a specialty consumer ...

  4. Credit score - Wikipedia

    en.wikipedia.org/wiki/Credit_score

    In Australia, credit scoring is widely accepted as the primary method of assessing creditworthiness. Credit scoring is used not only to determine whether credit should be approved to an applicant, but for credit scoring in the setting of credit limits on credit or store cards, in behavioral modelling such as collections scoring, and also in the pre-approval of additional credit to a company's ...

  5. How a bad credit score can affect you - AOL

    www.aol.com/finance/bad-credit-score-affect...

    If you have strong credit, you may be able to find auto loan offers with interest rates as low as 4.29 percent. On the flip side, if you have a low credit score, you may face interest rates as ...

  6. Credit rating - Wikipedia

    en.wikipedia.org/wiki/Credit_rating

    A sovereign credit rating is the credit rating of a sovereign entity, such as a national government. The sovereign credit rating indicates the risk level of the investing environment of a country and is used by investors when looking to invest in particular jurisdictions, and also takes into account political risk.

  7. Superhot: Mind Control Delete - Wikipedia

    en.wikipedia.org/wiki/Superhot:_Mind_Control_Delete

    Mind Control Delete ' s storytelling is more sparse [4] than its predecessor's, and is largely told in text fragments found in nodes; the story alludes to four characters - the player and the three boss enemies - inside the Superhot entity: The protagonist, "Avarice", is shown to be obsessed with getting "more" (a theme that permeates the game UI by using the word "MORE" as e.g. the button to ...

  8. Credit - Wikipedia

    en.wikipedia.org/wiki/Credit

    Credit (from Latin verb credit, meaning "one believes") is the trust which allows one party to provide money or resources to another party wherein the second party does not reimburse the first party immediately (thereby generating a debt), but promises either to repay or return those resources (or other materials of equal value) at a later date ...

  9. Credit conversion factor - Wikipedia

    en.wikipedia.org/wiki/Credit_conversion_factor

    The key variables for (credit) risk assessment are the probability of default (PD), the loss given default (LGD) and the exposure at default (EAD).The credit conversion factor calculates the amount of a free credit line and other off-balance-sheet transactions (with the exception of derivatives) to an EAD amount [2] and is an integral part in the European banking regulation since the Basel II ...