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  2. The pros and cons of taking out a 401(k) loan - AOL

    www.aol.com/finance/pros-cons-taking-401-k...

    For example, if you had a 401(k) loan balance and left your employer in January 2024, you’ll have until April 15, 2025 to repay the loan to avoid default and any tax penalty for the early ...

  3. Can I use my 401(k) to buy a house? - AOL

    www.aol.com/finance/401-k-buy-house-221331097.html

    In some cases, you can withdraw funds from your 401(k) for a down payment on the purchase of a principal residence: The IRS may consider this a type of hardship withdrawal, if you are in ...

  4. 2 Pros and Cons of Tapping Your 401(k) To Buy a Home - AOL

    www.aol.com/finance/2-pros-cons-tapping-401...

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  5. Substantially Equal Periodic Payments (SEPP), explained - AOL

    www.aol.com/finance/substantially-equal-periodic...

    However, early retirees can still access their funds by taking what is known as substantially equal periodic payments (SEPP) in an IRA, 401(k), 403(b) or other qualified retirement account without ...

  6. Using a 401(k) loan to buy a car: Is it ever a good idea? - AOL

    www.aol.com/finance/using-401-k-loan-buy...

    The interest payments will be deposited into your retirement account like the principal payments. To obtain a 401(k) loan, you will likely be required to complete an application provided by the ...

  7. Pros and Cons of 401(k) Loans - AOL

    www.aol.com/news/pros-cons-401-k-loans-155000816...

    Read out about 6 pros and 4 cons of 401(k) loans to see if taking a loan is right for you. Skip to main content. 24/7 Help. For premium support please call: 800-290-4726 more ways to ...

  8. What Do I Need to Know About 401(k) Withdrawal Taxes? - AOL

    www.aol.com/401-k-withdrawal-taxes-181505818.html

    Down payments, emergency medical bills and education costs are a few examples of expenses some people pay with 401(k) funds. If this is the case for you, expect to pay a 10% penalty fee.

  9. Pros and cons of taking money out of a 401(K) for cash ... - AOL

    www.aol.com/news/pros-cons-taking-money-401...

    Some people might think about taking money out of their 401(K) plan. Pros and cons of taking money out of a 401(K) for cash-strapped households [Video] Skip to main content