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  2. 3 percent down mortgages: A guide to your options - AOL

    www.aol.com/finance/3-percent-down-mortgages...

    Beyond the Fannie Mae and Freddie Mac mortgage programs featuring 3 percent down payments, there are other types of mortgages that allow prospective home buyers to access homeownership with a low ...

  3. How much should a house down payment be? - AOL

    www.aol.com/finance/much-house-down-payment...

    It's important to note that the 3% minimum down payment for conventional loans is mainly for first-time homebuyers. If you've owned a home in the past three years, the minimum is generally 5%.

  4. How much is a down payment on a house? - AOL

    www.aol.com/finance/much-down-payment-house...

    A conventional loan down payment could be as little as 3 percent. FHA loans require as little as 3.5 percent, and VA loans and USDA loans have no down payment requirement at all. Mortgage

  5. Mortgage - Wikipedia

    en.wikipedia.org/wiki/Mortgage

    This down payment may be expressed as a portion of the value of the property (see below for a definition of this term). The loan to value ratio (or LTV) is the size of the loan against the value of the property. Therefore, a mortgage loan in which the purchaser has made a down payment of 20% has a loan to value ratio of 80%.

  6. Conforming loan - Wikipedia

    en.wikipedia.org/wiki/Conforming_loan

    Other guidelines include borrower's loan-to-value ratio (i.e. the size of down payment), debt-to-income ratio, credit score and history, documentation requirements, etc. [3] In general, any loan that does not meet guidelines is a non-conforming loan.

  7. Conforming loans: What they are and how they work - AOL

    www.aol.com/finance/conforming-loans-203505330.html

    A conforming loan refers to a type of conventional mortgage that aligns with the criteria set by the ... the minimum down payment is 3 percent. This is much lower than a non-conforming jumbo loan ...

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