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2. A comprehensive guide to debt relief programs - AOL

   www.aol.com/finance/debt-relief-guide-know...

   Through a debt management program (DMP), you work with a credit counselor on a roadmap to help you get out of debt sooner. The plan includes budget development to help you better manage your finances.

3. What is a preferred lender? Should I take my Realtor’s ...

   www.aol.com/finance/preferred-lender-realtor...

   Do Realtors get kickbacks from lenders? No, that would be illegal. Under the Real Estate Settlement Procedures Act (RESPA) , Realtors cannot receive compensation for referring a lender (or vice ...

4. What is debt management? - AOL

   www.aol.com/finance/debt-management-202149646.html

   A debt management plan can be extremely helpful in your efforts to overcome debt. You might be a good candidate if you: Have multiple high-interest, unsecured debts such as credit cards or ...

5. Uniform Debt-Management Services Act - Wikipedia

   en.wikipedia.org/wiki/Uniform_Debt-Management...

   It provides the states with a comprehensive act governing national administration of debt counseling and management in a fair and effective way. Consumer debt counseling and management services have been available to individuals with serious credit problems going back to the 1950s. There are generally two kinds of services that have been available.

6. Debt settlement - Wikipedia

   en.wikipedia.org/wiki/Debt_settlement

   Debt settlement (also called debt reduction, debt negotiation or debt resolution) is a settlement negotiated with a debtor's unsecured creditor. Commonly, creditors agree to forgive a large part of the debt: perhaps around half, though results can vary widely. When settlements are finalized, the terms are put in writing.

7. National Foundation for Debt Management - Wikipedia

   en.wikipedia.org/wiki/National_Foundation_for...

   The National Foundation for Debt Management (NFDM) is a United States credit counseling agency. The organization is incorporated, but is organized as a non-profit. [1] This group focuses on consumer education on debt practices. [2] They also focus on distributing personal finance information to the public. [3]

8. How to get debt relief - AOL

   www.aol.com/finance/where-debt-relief-help...

   Getting debt relief through a debt management plan. With a debt management plan, a credit counselor will evaluate your credit report, current debts and income to create a plan to tackle your debts ...

9. Debt relief: Pros and cons - AOL

   www.aol.com/finance/debt-relief-pros-cons...

   Debt management plan. In some cases, credit counseling companies also recommend and oversee debt management plans. These plans have you make a single payment to an account in your name each month ...