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A deed in lieu of foreclosure is a deed instrument in which a mortgagor (i.e. the borrower) conveys all interest in a real property to the mortgagee (i.e. the lender) to satisfy a loan that is in default and avoid foreclosure proceedings. The deed in lieu of foreclosure offers several advantages to both the borrower and the lender.
Judicial foreclosure: With a judicial foreclosure, the lender files a lawsuit and the borrower is notified of the non-payment. The homeowner has 30 days to make up the missed payments, otherwise ...
Daley Center is the central courthouse, and one of six courthouses for the County One of the Circuit Court's courthouses. The Circuit Court of Cook County is the largest of the 25 circuit courts (trial courts of original and general jurisdiction) in the judiciary of Illinois as well as one of the largest unified court systems in the United States – second only in size to the Superior Court ...
Foreclosed homes can bring down the value of neighboring homes and otherwise be a blight on the community if they sit vacant for an extended period of time. That's why the town of Cicero, Ill., a ...
The Illinois Bankers Association was critical of Dart, accusing him of "ignoring his legal responsibilities" and of engaging in "vigilantism". [9] Dart claims he is enforcing an Illinois state law which requires the banks to determine whether the persons resident at an address are actually the persons to whom the foreclosure notice should be ...
The foreclosure process typically doesn’t start during the first 120 days after you miss your first payment. After that first 120 days, the foreclosure process can start.
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