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State laws require that all licensed property and casualty insurance companies belong to the guaranty funds in every state where the companies are licensed to do business. A guaranty fund system also exists for the life , health , and annuity insurance industries, but operates independently from the property and casualty system.
Qualified immunity is a doctrine of federal law, not affected by changes in state law. Nonetheless, some states have passed what they deem to be modifications of qualified immunity in the context of state law claims. These changes do not impact the doctrine of qualified immunity as applied to federal constitutional law.
Tort Trial and Insurance Practice Law Journal features in-depth law review articles on insurance litigation, ERISA and employment issues, reinsurance and other critical issues. Once a year, the Journal also includes the "Survey of Tort & Insurance Law," which covers the spectrum of practice from aviation litigation to toxic torts .
It was created under the authority of section 121.02 of the Ohio Revised Code (ORC) and is administered by the Director of Insurance. Insurance companies operating in the state of Ohio are subject to regulation under Title 39; and depending upon the entity of the organization, Chapters 1751 and 1753 of the ORC. ODI is charge with seeing that ...
The end result of more claims and increased litigation is a significant increase in social inflation, a term referencing rising claim costs that surpass the effects of economic inflation, and ...
Directors and officers liability insurance (also written directors' and officers' liability insurance; [1] often called D&O) is liability insurance payable to the directors and officers of a company, or to the organization itself, as indemnification (reimbursement) for losses or advancement of defense costs in the event an insured suffers such a loss as a result of a legal action brought for ...
Driving without insurance is illegal in the state of Ohio and getting caught doing so can lead to some heavy consequences. Drivers must carry minimum coverage insurance. All drivers in Ohio must ...
The first state commissioner of insurance was appointed in New Hampshire in 1851 and the state-based insurance regulatory system grew as quickly as the insurance industry itself. [4] Prior to this period, insurance was primarily regulated by corporate charter, state statutory law and de facto regulation by the courts in judicial decisions.