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  2. What Is a Dividend Rate on a CD? - AOL

    www.aol.com/dividend-rate-cd-005433366.html

    A CD dividend rate is calculated based on the principal and the dividend payment. For instance, if a consumer receives $40 from a $1,000 CD balance, that CD has a 4% dividend rate.

  3. How do certificates of deposit work? Understanding CDs ... - AOL

    www.aol.com/finance/how-do-cds-work-220139365.html

    That’s because CD rates closely follow the federal funds rate, which is currently elevated due to the Federal Reserve's aggressive interest rate hikes and holds over the past year The Fed raised ...

  4. Best CD rates for February 6, 2025 - AOL

    www.aol.com/finance/best-cd-rates-today-combat...

    Instead of letting your cash sit around losing value to 2.9% inflation, you can lock in yields of up to 5.20% APY on 24-month terms and up to 4.40% on terms of 12 months or longer with today's ...

  5. Certificate of deposit - Wikipedia

    en.wikipedia.org/wiki/Certificate_of_deposit

    A certificate of deposit (CD) is a time deposit sold by banks, thrift institutions, and credit unions in the United States. CDs typically differ from savings accounts because the CD has a specific, fixed term before money can be withdrawn without penalty and generally higher interest rates. CDs require a minimum deposit and may offer higher ...

  6. Best CD rates for February 11, 2025 - AOL

    www.aol.com/finance/best-cd-rates-today-punch-up...

    Today's rates on certificates of deposits are falling from the year's historic highs, but you can still punch up your savings with fixed rates paying out 10 times the 0.41% national average of ...

  7. Best CD rates for February 12, 2025 - AOL

    www.aol.com/finance/best-cd-rates-today-dont...

    Best CD rates today: Don't overlook guaranteed yields of up to 4.40% amid falling rates — Feb. 12, 2025

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  9. Best CD rates for January 31, 2025 - AOL

    www.aol.com/finance/best-cd-rates-today-feds...

    Best CD rates today: Fed's pause good news for top APYs of up to 4.40% on terms of 12+ months — Jan. 31, 2025

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