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Liability insurance (also called third-party insurance) is a part of the general insurance system of risk financing to protect the purchaser (the "insured") from the risks of liabilities imposed by lawsuits and similar claims and protects the insured if the purchaser is sued for claims that come within the coverage of the insurance policy.
At the time the company produced a broad line of consumer, industrial and military products. [2] In May 1954, the Alliance Manufacturing Company first produced its own garage door opener and called it Genie. [2] In 1983 the company entered the home and shop vacuum market, and in 1985 it changed its name to Genie Home Products. [2]
Chamberlain's "myQ" technology is embedded in garage door openers and lights, [5] can be added to Wi-Fi networks to control these devices and is being incorporated into future home products, all through a monthly subscription. [6]
The primary reason for professional liability coverage is that a typical general liability insurance policy will respond only to a bodily injury, property damage, personal injury or advertising injury claim. Other forms of insurance cover employers, public and product liability. However, various professional services and products can give rise ...
For liability coverage, most insurance professionals advise that you purchase limits higher than state minimum levels to protect yourself against financial strain in the event of an at-fault accident.
Consumer Reports (CR), formerly Consumers Union (CU), is an American nonprofit consumer organization dedicated to independent product testing, investigative journalism, consumer-oriented research, public education, and consumer advocacy.
Public liability is part of the law of tort which focuses on civil wrongs. An applicant (the injured party) usually sues the respondent (the owner or occupier) under common law based on negligence and/or damages. Claims are usually successful when it can be shown that the owner/occupier was responsible for an injury, therefore they breached ...
"The insurance company [initially] refused to pay my clients for the loss of their house, even though the official fire report clearly indicated that the fire had originated in the neighbor's ...