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The primary reason for professional liability coverage is that a typical general liability insurance policy will respond only to a bodily injury, property damage, personal injury or advertising injury claim. Other forms of insurance cover employers, public and product liability. However, various professional services and products can give rise ...
Liability insurance (also called third-party insurance) is a part of the general insurance system of risk financing to protect the purchaser (the "insured") from the risks of liabilities imposed by lawsuits and similar claims and protects the insured if the purchaser is sued for claims that come within the coverage of the insurance policy.
Whether or not general liability insurance covers construction defects or "faulty workmanship" is a matter of some debate, as some insurers have viewed poor workmanship as a risk that is covered by a surety bond rather than an insurance policy given that a construction professional may have some influence (through attention to detail, skill, and effort) over whether such a defect occurs.
In May 1954, the Alliance Manufacturing Company first produced its own garage door opener and called it Genie. [2] In 1983 the company entered the home and shop vacuum market, and in 1985 it changed its name to Genie Home Products. [2] Overhead Door Corporation purchased the company in 1994. [2] The Genie Company is headquartered in Mt. Hope ...
Chamberlain — the company's do-it-yourself line of garage door openers. LiftMaster — the company's line of garage door openers for professional installers. Raynor — the company's line of garage door openers for professional installers. This line of professional installers is slightly less common than LiftMaster.
For liability coverage, most insurance professionals advise that you purchase limits higher than state minimum levels to protect yourself against financial strain in the event of an at-fault accident.
Property owners who, in fact, have home insurance still should check with their insurance companies to see if they have fire insurance coverage as a part of their homeowner's policy. Show comments ...
Public liability is part of the law of tort which focuses on civil wrongs. An applicant (the injured party) usually sues the respondent (the owner or occupier) under common law based on negligence and/or damages. Claims are usually successful when it can be shown that the owner/occupier was responsible for an injury, therefore they breached ...
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