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Instead, a nonprofit debt consolidation service works with your creditors to create a debt management plan (DMP). The DMP allows you to make one payment to the nonprofit consolidation services ...
What Is Nonprofit Debt Consolidation? According to Debt.org, nonprofit debt consolidation “combines your debt into one manageable monthly payment, often through a debt management plan.” It ...
Typically, debt management plans are created by nonprofit organizations accredited by associations such as the Financial Counseling Association of America (FCAA) or the National Foundation for ...
Money Management International (MMI) is a United States non-profit that provides consumers with free credit counseling and education. [5] [6] [7] In about 25 percent of its consultations, it helps consumers develop a debt management or repayment plan. [5] MMI is funded primarily by creditors. [6]
If you work with a credit counselor to create a debt management plan, ensure it’s with a non-profit counseling agency. You can consolidate debt through a 0 percent APR credit card or a debt ...
Additionally, one-third of NFCC members are multi-service agencies specializing in community-based social service programs such as youth mentoring, foster care, and substance abuse programs. The NFCC provides counselor certification for nonprofit credit counselors employed by their member agencies in the areas of credit card debt, student loans ...
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