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2. When does debt fall off your credit report? - AOL

   www.aol.com/finance/does-debt-fall-off-credit...

   7 years. Late payments. 7 years. Foreclosures. 7 years. Short sales. 7 years. Collection accounts. 7 years. Chapter 13 bankruptcies. 7 years. Unpaid student loans. Indefinitely, or 7 years from ...

3. 8 steps to remove old debt from your credit report

   www.aol.com/finance/8-steps-remove-old-debt...

   Chapter 7 bankruptcies will stay on your credit report for 10 years, while unpaid or delinquent accounts will stay only seven. In many cases, you cannot remove debt from your credit report until ...

4. How long can a debt collector pursue old debt?

   www.aol.com/finance/long-debt-collector-pursue...

   The amount of time that a debt collector can legally pursue old debt varies by state and type of debt but can range between three and 20 years. Each state has its own statute of limitations on ...

5. Charge-off - Wikipedia

   en.wikipedia.org/wiki/Charge-off

   The item will include relevant dates, and the amount of the bad debt. [3] This may make obtaining any unsecured or even secured credit more difficult. If the charge-off has been paid in full, it will be listed on the credit report as "paid in full". If settled for less than the amount due, it will be listed as "settled".

6. What is the statute of limitations on debt? - AOL

   www.aol.com/finance/statute-limitations-debt...

   For example, if you miss a payment on a debt with a five-year statute of limitations on July 1, 2024, then after July 1, 2029, the statute of limitations will have passed. This technically means ...

7. What is debt forgiveness? - AOL

   www.aol.com/finance/debt-forgiveness-202301471.html

   Credit card debt forgiveness. Credit card forgiveness is a rarity. Card issuers typically expect individuals to repay the amount borrowed, and high-interest credit card debt can be difficult to ...