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  2. Advantage Auto Loans Review: What You Need to Know

    www.aol.com/advantage-auto-loans-review-know...

    Apart from the excellent ratings, Advantage Auto Loans provides numerous incentives to first-time car buyers, such as free quotes on all loan types, including mortgages and personal loans.

  3. No-credit-check loans: What are they and how do they work? - AOL

    www.aol.com/finance/no-credit-check-loans...

    Just like payday loans, title loans should be a last resort because the average auto title loan has an APR of about 300 percent. How to shop for no-credit-check loans

  4. Pre-qualification - Wikipedia

    en.wikipedia.org/wiki/Pre-qualification

    In a mortgage context, pre-qualification denotes a process that has not yet been underwritten by the lending institution. Typically, subprime lenders will allow 50% DTI. . Common monthly debts used for calculating DTI are mortgage (or new mortgage payment), auto payment(s), minimum credit card payment(s), student loans, and any other common monthly or revolving debt that is on the applicant's ...

  5. Pre-approval - Wikipedia

    en.wikipedia.org/wiki/Pre-approval

    In lending, a pre-approval is the pre-qualification for a loan or mortgage of a certain value range. [1]For a general loan a lender, via public or proprietary information, feels that a potential borrower is completely credit-worthy enough for a certain credit product, and approaches the potential customer with a guarantee that should they want that product, they would be guaranteed to get it.

  6. Survey: Almost half of loan applicants have been denied over ...

    www.aol.com/finance/survey-almost-half-loan...

    Lower-income applicants (those making under $40,000 a year) were also more likely to be denied (at 59 percent), compared with 43 percent for both those making between $40,000 and $79,999 and 43 ...

  7. Best Personal Loans With No Origination Fees - AOL

    www.aol.com/finance/best-personal-loans-no...

    Fortunately, you can find loans with no origination fees, keeping more money in your pocket for whatever you need. Read on to learn more. Try This: Pocket an Extra $400 a Month With This Simple Hack

  8. 4 Habits of People With Poor Credit -- and How to Break Them

    www.aol.com/finance/4-habits-people-poor-credit...

    Image source: Getty Images. Your credit score has a direct impact on your ability to borrow money. A higher credit score makes you more likely to get approved for loans or credit cards, and it can ...

  9. How do title loans work, and are they ever worth the risk? - AOL

    www.aol.com/finance/title-loans-ever-worth-risk...

    The application fee is capped at $20, and you’ll pay no more than 28 percent in interest. This makes payday alternative loans more affordable than car title loans and some bad credit personal loans.

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