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J.R. Bale/Alamy Q. Are you paying more for your homeowners and car insurance than you should? A. Yes. Q. Do you know why? A. Probably not -- in fact, we haven't a clue. And that's just the problem ...
A Lender's Policy will insure attachment, perfection and priority of a secured party's lien. A Buyer's Policy will insure that personal property items are purchased "free and clear" of lien. Specific policies should be thoroughly examined as there is a lack of uniformity in the marketplace. [citation needed]
Once known as the "Medical Information Bureau" MIB was founded in 1902 by a group of life insurance companies with a desire to create an industry wide database of life insurance and other products. The goal was to share information as a way to protect applicants, insurers, and policyholders from omissions and fraud that prevented the sound and ...
The National Council on Compensation Insurance (NCCI) is a U.S. insurance rating and data collection bureau specializing in workers' compensation. Operating with a not-for-profit philosophy and owned by its member insurers, NCCI annually collects data covering more than four million workers compensation claims and two million policies. The ...
OnStar Smart Driver—one of GM's connected services—is known to share this data, but other automakers have similar programs, and the Times report specifically named a data broker, LexisNexis ...
Coverage type. What it covers. Liability. This coverage steps in if you or a listed driver on your policy causes property damage and/or injuries to another person caused by an accident in which ...
In addition, loans from insurers secured by policy values are not income and earnings credited to an owner's policy values (known as "inside buildup") by the insurance company are not currently taxed (and may escape taxation altogether if such earnings are not distributed other than as part of the death benefits paid upon the death of the insured).
What full-coverage car insurance includes. A full-coverage auto insurance policy combines three key protections — liability, comprehensive and collision coverage — into one complete package.