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  2. Credit enhancement - Wikipedia

    en.wikipedia.org/wiki/Credit_enhancement

    The excess spread is the difference between the interest rate received on the underlying collateral and the coupon on the issued security. It is typically one of the first defenses against loss. Even if some of the underlying loan payments are late or default, the coupon payment can still be made.

  3. Option-adjusted spread - Wikipedia

    en.wikipedia.org/wiki/Option-adjusted_spread

    Post crisis, even in those settings, banks use local and stochastic volatility models to incorporate the volatility surface. Option-adjusted spread (OAS) is the yield spread which has to be added to a benchmark yield curve to discount a security 's payments to match its market price , using a dynamic pricing model that accounts for embedded ...

  4. Spread option - Wikipedia

    en.wikipedia.org/wiki/Spread_option

    In finance, a spread option is a type of option where the payoff is based on the difference in price between two underlying assets. For example, the two assets could be crude oil and heating oil; trading such an option might be of interest to oil refineries, whose profits are a function of the difference between these two prices.

  5. Spread trade - Wikipedia

    en.wikipedia.org/wiki/Spread_trade

    In finance, a spread trade (also known as a relative value trade) is the simultaneous purchase of one security and sale of a related security, called legs, as a unit.Spread trades are usually executed with options or futures contracts as the legs, but other securities are sometimes used.

  6. What is buying power in investing? - AOL

    www.aol.com/finance/buying-power-investing...

    The amount of liquidity you have available to buy securities is called buying power. It’s also known as excess equity, and refers not only to the cash available for buying assets but also the ...

  7. Credit spread (options) - Wikipedia

    en.wikipedia.org/wiki/Credit_spread_(options)

    It is designed to make a profit when the spreads between the two options narrows. Investors receive a net credit for entering the position, and want the spreads to narrow or expire for profit. In contrast, an investor would have to pay to enter a debit spread. In this context, "to narrow" means that the option sold by the trader is in the money ...

  8. 7 best ways to insure excess deposits - AOL

    www.aol.com/finance/7-best-ways-insure-excess...

    Using a bank network to protect excess deposits is convenient. You also receive account summaries and a Form 1099 for your taxes. Another option is the Depositors Insurance Fund, a Massachusetts ...

  9. Box spread - Wikipedia

    en.wikipedia.org/wiki/Box_spread

    Profit diagram of a box spread. It is a combination of positions with a riskless payoff. In options trading, a box spread is a combination of positions that has a certain (i.e., riskless) payoff, considered to be simply "delta neutral interest rate position".