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Renters insurance coverage to prioritize: Standard + earthquake coverage According to Progressive, over 70% of California residents live within 30 miles of a fault line.
Earthquake insurance is a separate endorsement or policy, depending on the state, for coverage from damages caused by an earthquake to your home and belongings. Typically, earthquakes aren’t ...
Earthquake. War. Nuclear accident. Mudslide. Sinkhole. ... HO-4 insurance is the same thing as renters insurance. The coverage may also be called tenant insurance with some carriers. HO-4 ...
Renters' insurance, often called tenants' insurance, is an insurance policy that provides some of the benefits of homeowners' insurance, but does not include coverage for the dwelling, or structure, with the exception of small alterations that a tenant makes to the structure.
As with flood insurance or insurance on damage from a hurricane or other large-scale disasters, insurance companies must be careful when assigning this type of insurance, because an earthquake strong enough to destroy one home will probably destroy dozens of homes in the same area. If one company has written insurance policies on numerous homes ...
How do you know if you need earthquake insurance? GOBankingRates spoke with Gus Garcia, director of personal lines contracts at Farmers Insurance, to learn more about what earthquake insurance does...
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