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  2. How to See If You're Prequalified for a Credit Card - AOL

    www.aol.com/finance/see-youre-prequalified...

    When you put in the official application for a credit card, the card issuer will run a hard credit inquiry and request your credit report from a bureau, then calculate your creditworthiness based ...

  3. Pre-Approved Credit Card Offers: 4 Things You Really ... - AOL

    www.aol.com/news/2013-09-06-preapproved-credit...

    Most people understand that when you apply for a credit card, mortgage or other loan, the potential lender will check your credit score to see if you qualify. And that inquiry will temporarily ...

  4. Newest Wells Fargo Promotions: Best Offers, Coupons, and ...

    www.aol.com/newest-wells-fargo-promotions-best...

    Best Business Credit Card Promotions. Wells Fargo Business Elite Signature Card: $1,000 Bonus. Wells Fargo Business Platinum Credit Card: $500 Bonus. Best App Promotions. Greenhouse by Wells Fargo ...

  5. Pre-approval - Wikipedia

    en.wikipedia.org/wiki/Pre-approval

    In lending, a pre-approval is the pre-qualification for a loan or mortgage of a certain value range. [1]For a general loan a lender, via public or proprietary information, feels that a potential borrower is completely credit-worthy enough for a certain credit product, and approaches the potential customer with a guarantee that should they want that product, they would be guaranteed to get it.

  6. Pre-qualification - Wikipedia

    en.wikipedia.org/wiki/Pre-qualification

    In a mortgage context, pre-qualification denotes a process that has not yet been underwritten by the lending institution. Typically, subprime lenders will allow 50% DTI. . Common monthly debts used for calculating DTI are mortgage (or new mortgage payment), auto payment(s), minimum credit card payment(s), student loans, and any other common monthly or revolving debt that is on the applicant's ...

  7. How to apply for a credit card and get approved - AOL

    www.aol.com/finance/apply-credit-card-approved...

    1. Know your credit score and what it means. Your credit score is a three-digit number representing your credit health that issuers use to determine your creditworthiness or how likely you are to ...

  8. Prescreen - Wikipedia

    en.wikipedia.org/wiki/Prescreen

    These banks offered a specific set of credit products and services that met the needs of their community. When a potential customer would walk into their branch and apply for a credit product (like a credit card for example), the bank would evaluate the consumer's credit history and decide whether or not to approve the application.

  9. 13 Tips On How To Get Preapproved for a Mortgage - AOL

    www.aol.com/13-tips-preapproved-mortgage...

    Pay off your credit card, pay off your car loan, eliminate some student debt or refinance to a different monthly payment amount, Ebersole said. “The debt-to-income ratio is determined by monthly ...

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