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Hankey took over his father's Ford dealership in 1972, and built the Hankey Group, with its main business being Westlake Financial Services, [5] which makes subprime car loans [4] [6] at high interest. The company was reported to repossess about 250 cars a day in 2015. [2]
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Ford Credit also owns Lincoln Automotive Financial Services, the arm that finances Lincoln vehicles. Ford earned $2.63 billion EBIT with its Ford Credit segment in 2018, up from $2.31 billion in 2017. 2018 was the segment's highest full-year EBT in eight years. However, this upward trend may not last much longer as car sales continue to decline.
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