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  2. United States Postal Savings System - Wikipedia

    en.wikipedia.org/wiki/United_States_Postal...

    A certificate of a $5 deposit in the United States Postal Savings System issued on September 10, 1932. The United States Postal Savings System was a postal savings system signed into law by President William Howard Taft and operated by the United States Post Office Department, predecessor of the United States Postal Service, from January 1, 1911, until July 1, 1967.

  3. Post Office Consolidation Act of 1872 - Wikipedia

    en.wikipedia.org/wiki/Post_Office_Consolidation...

    The Post Office Consolidation Act of 1872, formally entitled as the Act to revise, consolidate, and amend the Statutes relating to the Post-office Department (17 Stat. 283, enacted June 8, 1872) consolidated the United States Post Office Department into the Cabinet of the United States.

  4. Postal savings system - Wikipedia

    en.wikipedia.org/wiki/Postal_savings_system

    Japan Post Bank, part of the post office was the world's largest savings bank with 198 trillion yen (US$1.7 trillion) of deposits as of 2006, [20] much from conservative, risk-averse citizens. The state-owned Japan Post Bank business unit of Japan Post was formed in 2007, as part of a ten-year privatization programme, intended to achieve fully ...

  5. Postal Accountability and Enhancement Act - Wikipedia

    en.wikipedia.org/wiki/Postal_Accountability_and...

    When the crisis did hit, it was found that the lengthy rate setting process, higher personnel costs compared to competitors, and the increased usage of the internet all contributed to the crisis. The American Postal Workers Union (APWU) claimed that the $12 billion in annual discounts given to private mailers for pre-sorting mail was also to blame.

  6. List of postal entities - Wikipedia

    en.wikipedia.org/wiki/List_of_postal_entities

    This is a list of postal entities by country. It includes: The governmental authority responsible for postal matters. The regulatory authority for the postal sector. Postal regulation may include the establishment of postal policies, postal rates, postal services offered, budgeting for and financing postal operations.

  7. Debt settlement - Wikipedia

    en.wikipedia.org/wiki/Debt_settlement

    A successful settlement occurs when the creditor agrees to forgive a percentage of the total account balance. Normally, only unsecured debts, not secured by real assets like homes or autos, can be settled. Unsecured debts include medical bills and credit card debt; but not public student loans, auto financing or mortgages. For the debtor, the ...

  8. Loan - Wikipedia

    en.wikipedia.org/wiki/Loan

    Interest rates on unsecured loans are nearly always higher than for secured loans because an unsecured lender's options for recourse against the borrower in the event of default are severely limited, subjecting the lender to higher risk compared to that encountered for a secured loan. An unsecured lender must sue the borrower, obtain a money ...

  9. Post Office Money - Wikipedia

    en.wikipedia.org/wiki/Post_Office_Money

    The Post Office had long been an agent for National Savings and Investments (NS&I), which was originally the Post Office Savings Bank but is now a wholly separate institution. From November 2011, only Premium Bonds could be bought in Post Offices, but the 156-year relationship ended in August 2015 when Premium Bonds became the final NS&I ...