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  2. What is an insurance claim and when should you file one? - AOL

    www.aol.com/finance/insurance-claim-file-one...

    An agent should be able to explain your state’s regulations and the company’s claims process. If you decide to file a claim, the agent can start the process right away. Show comments.

  3. Moving to a new state? Here's how to switch your car ... - AOL

    www.aol.com/finance/car-insurance-moving-states...

    For example, USAA typically offered the lowest rates at $817 annually, while Allstate averaged $1,570. Because insurance companies price risk differently in each state, your current provider may ...

  4. Liability car insurance: what it covers and how much it costs

    www.aol.com/finance/liability-car-insurance...

    It is normal for the other driver to file a claim if you cause an accident. An insurance adjuster will contact you to discuss the accident after the claim has been filed.

  5. Reciprocal inter-insurance exchange - Wikipedia

    en.wikipedia.org/wiki/Reciprocal_inter-insurance...

    The attorney-in-fact, using a power of attorney from each subscriber, is authorized to administer the exchange and run its day-to-day operations, including issuing policies, filing rates, managing investments and handling claims. The attorney-in-fact can solicit and admit new subscribers.

  6. USAA - Wikipedia

    en.wikipedia.org/wiki/USAA

    In 2008, USAA expanded membership eligibility to all military personnel and retirees, and all veterans who separated after 1996. For a short time, USAA also offered enrollment for federal law enforcement. [25] In November 2009, USAA expanded eligibility requirements to offer coverage to anyone who has ever served honorably in the US Military.

  7. Beyond your driving record: Can your credit score affect your ...

    www.aol.com/finance/car-insurance-credit-score...

    Rather, they use your credit score to help calculate your credit-based insurance score, a score introduced by the Fair Isaac Corporation (FICO) in the 1990s to predict how responsible of a driver ...

  8. Damage waiver - Wikipedia

    en.wikipedia.org/wiki/Damage_waiver

    Damage waiver (DW) or, as it is often referred to, collision damage waiver (CDW) or loss damage waiver (LDW) is a term that can be included or purchased as an option in a car rental agreement, by which the rental company waives the right to pursue compensation from the renter if the vehicle is damaged or stolen. [1]

  9. Buying a car? Here's how to get same-day car insurance ... - AOL

    www.aol.com/finance/same-day-car-insurance...

    By doing this, insurers can ensure that claims are only filed for new damage that occurs after the policy is active. In some cases, you may need to submit photos of your vehicle or take it to an ...