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  2. Employee Stock Ownership Plan - Wikipedia

    en.wikipedia.org/wiki/Employee_Stock_Ownership_Plan

    An Employee Stock Ownership Plan (ESOP) in the United States is a defined contribution plan, a form of retirement plan as defined by 4975(e)(7)of IRS codes, which became a qualified retirement plan in 1974. [1] [2] It is one of the methods of employee participation in corporate ownership.

  3. Annuity vs 401(k): Which Vehicle Is Actually Better for Your ...

    www.aol.com/annuity-vs-401-k-vehicle-202514980.html

    One of the biggest decisions anyone has to make for retirement is where to invest money. If you ask 10 different financial advisors, there is a 100% chance you’ll get 10 different answers. This ...

  4. Employee stock ownership - Wikipedia

    en.wikipedia.org/wiki/Employee_stock_ownership

    indirect (or trust) ownership on behalf of all employees by the trustee of an employee trust; and the hybrid model which combines both direct and indirect ownership. In addition, the employees' stake must give employees a meaningful voice in the company's affairs by it underpinning organisational structures that promote employee engagement in ...

  5. Discretionary investment management - Wikipedia

    en.wikipedia.org/wiki/Discretionary_Investment...

    Discretionary investment management is a form of professional investment management in which investments are made on behalf of clients through a variety of securities.The term "discretionary" refers to investment decisions being made by the investment manager based on the investment manager's judgement rather than under the direction of the client.

  6. Discretionary vs. Non-Discretionary Accounts: Which Is Best ...

    www.aol.com/discretionary-vs-non-discretionary...

    discretionary vs non-discretionary assets under management A discretionary investment account is one in which your broker can make trades independently, or at their own discretion, without seeking ...

  7. Do I Need a Discretionary Trust? - AOL

    www.aol.com/estate-plan-could-improve-type...

    A discretionary trust is a type of trust that can be established on behalf of one or more beneficiaries. The trustee who oversees the trust can use their discretion in determining when and how ...

  8. Life interest - Wikipedia

    en.wikipedia.org/wiki/Life_interest

    A life interest ends when the life tenant dies. An interest in possession trust is the most common example of a life interest trust. In a typical interest in possession trust, the life tenant receives all the income from the trust for the rest of his or her life. On the life tenant's death, the trust comes to an end, and the capital of the ...

  9. Defined contribution plan - Wikipedia

    en.wikipedia.org/wiki/Defined_contribution_plan

    A defined contribution (DC) plan is a type of retirement plan in which the employer, employee or both make contributions on a regular basis. [1] Individual accounts are set up for participants and benefits are based on the amounts credited to these accounts (through employee contributions and, if applicable, employer contributions) plus any investment earnings on the money in the account.