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  2. Credit history - Wikipedia

    en.wikipedia.org/wiki/Credit_history

    A credit report is a record of the borrower's credit history from a number of sources, including banks, credit card companies, collection agencies, and governments. [2] A borrower's credit score is the result of a mathematical algorithm applied to a credit report and other sources of information to predict future delinquency.

  3. Experian Credit Center by AOL | AOL Products

    www.aol.com/products/utilities/experian-credit...

    Help protect your credit with Experian CreditCenter™—24x7 monitoring, 3-bureau reports and fraud support. Stay up-to-date with real-time alerts. Try it now.

  4. How length of credit history affects your credit score - AOL

    www.aol.com/finance/length-credit-history...

    If you want to review your own length of credit history, you can do so by checking your credit report from one or more of the credit bureaus. Free weekly credit reports are available through ...

  5. AnnualCreditReport.com - Wikipedia

    en.wikipedia.org/wiki/AnnualCreditReport.com

    AnnualCreditReport.com is a website jointly operated by the three major U.S. credit reporting agencies, Equifax, Experian, and TransUnion.The site was created in order to comply with their obligations under the Fair and Accurate Credit Transactions Act (FACTA) [1] to provide a mechanism for American consumers to receive up to three free credit reports per year.

  6. Credit score in the United States - Wikipedia

    en.wikipedia.org/wiki/Credit_score_in_the_United...

    Length of credit history or "time in file" (15%): As a credit history ages it can have a positive impact on its FICO score. There are several metrics in this category, most significantly the average age of the accounts on a report and the age of the oldest account.

  7. How to clean up credit reports - AOL

    www.aol.com/finance/clean-credit-reports...

    The information on your credit report, from the types of accounts you have to your payment history, is used to determine your credit score. Negative or inaccurate information could lower your ...

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